Private Third Party Insurance

(Also known as compulsory Insurance) covers your legal liability for the damage you caused to a third party (only) resulting in death or bodily injuries or material damages or medical expenses in case of traffic accident from your personal vehicle.

Private Comprehensive Insurance

Gives you added level of protection and peace of mind so that you won’t have to pay for expensive repairs to the body of your motor vehicle – in addition to Third party insurance. Additionally, covers such as Personal accident to the vehicle owner, the driver, and their family members can be extended.

It covers:

• Fortuitous accident, collision or overturning
• Fire or external explosion or self-ignition or lightning
• Natural disasters
• Burglary or theft
• Intentional act by any third party
• Coverage is restricted to vehicle being used in any land passages within the borders of Oman.

Commercial Third Party Insurance

This cover is similar to your Private vehicle third party insurance and is specially tailored for vehicles used for commercial purposes. Whether you are transporting goods or people for a fee, or conducting a service, or employees operating a vehicle, this policy covers your legal liability for the damage caused to a third party (only) resulting in death, bodily injury or material damage due to an accident caused by your vehicle.

Commercial Comprehensive Insurance

This is also a replica of Private Comprehensive insurance tailored for companies and vehicles used for commercial purposes, or a employee operating company’s vehicle.

It covers:

• Fortuitous accident, collision or overturning
• Fire or external explosion or self-ignition or lightning
• Natural disasters
• Burglary or theft
• Intentional act by any third party
• Coverage is restricted to vehicle being used in any land passages within the borders of Oman.